Online Security is important to CBSB
The bank does not send out emails when
there is an ACH processing problem. Please read the letter below
from Nacha.org about the phishing emails that have been sent.
NACHA Phishing Alert (7/22/2010) Email Claiming
to be from NACHA
NACHA – The Electronic Payments Association has received reports
that individuals and/or companies have received a fraudulent email
that has the appearance of having been sent from NACHA. See sample
of email below.
The subject line of the email states: “Unauthorized ACH
Transaction.” The email includes a link that redirects the
individual to a fake Web page and contains a link that is almost
certainly an executable virus with malware. Do not click on
the link. The text, email, and the related website are
Be aware that phishing emails frequently have links to Web pages
that host malicious code and software. Do not follow Web links in
unsolicited emails from unknown parties or from parties with whom
you do not normally communicate, or that appear to be known but are
suspicious or otherwise unusual.
NACHA itself does not process nor touch the ACH transactions that
flow to and from organizations and financial institutions. NACHA
does not send communications to individuals or organizations about
individual ACH transactions that they originate or receive.
If malicious code is detected or suspected on a computer, consult
with a computer security or anti-virus specialist to remove
malicious code or re-install a clean image of the computer system.
Always use anti-virus software and ensure that the virus signatures
are automatically updated.
Ensure that the computer operating systems and common software
applications security patches are installed and current.
Be alert for different variations of fraudulent emails.
= = = = = Sample Email = = = = = =
Sent: Thursday, July 22, 2010 8:27 AM
To: Doe, John
Subject: Unauthorized ACH Transaction
Dear bank account holder,
The ACH transaction, recently initiated from your bank account, was
rejected by the Electronic Payments Association. Please review the
transaction report by clicking the link below:
Unauthorized ACH Transaction Report
Copyright ©2009 by NACHA - The Electronic Payments Association
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