Thinking about doing some home improvements? Are high interest rates on existing debt starting to overwhelm you? A Home Equity Loan may be the perfect answer. You can borrow up to 100% of the value of your home to build that deck, finish your basement, or pay off those high rate cards. We offer competitive rates without charging closing costs, annual fees, or prepayment penalties. We underwrite these loans locally and get a decision back to you in 24 hours or less.

► Interest may be tax deductible on Home Equity Loans and Home Equity Lines of Credit. Please consult your tax advisor to see if you are able to claim the interest as a deduction.
 

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Home Equity Loan Application

The Home Equity Loan Application is a one-page document downloadable for viewing and printing via Adobe Acrobat Reader.  

Note:  If you don't already have Adobe Acrobat Reader,
you may download it from Adobe's website:

Home Equity Appointment Checklist

Please provide the following with your application so that we may process your request more quickly:

1. Completed Application

2. Copy of your last 2 pay stubs or W-2’s – If self employed, last 2 years tax returns

3. Copy of Home Owners Insurance Coverage or agent's name & phone number

The typical Home Equity Loan request takes approximately 10 days to process.

The Home Equity Loan Application is a legal size document. Please print on legal size paper or shrink to letter size in Adobe Acrobat Reader before printing. Once you have filled out the form, please sign and return it to us at the address below:

Council Bluffs Savings Bank
1751 Madison Ave
Council Bluffs, IA 51503

Contact one of our Consumer Lending Officers at (712) 322-1700 or (712) 322-3300, Monday through Friday, 9:00 AM – 5:00 PM CST or email us to find out how Council Bluffs Savings Bank can help you with your financial needs. 

Email: question@cbsavingsbank.com