Thinking about doing some home improvements? Are high interest rates on existing debt starting to overwhelm you? A Home Equity Loan may be the perfect answer. You can borrow up to
90% of the value of your home to build that deck, finish your basement, or pay off those high rate cards. We offer competitive rates without charging closing costs, annual fees, or prepayment penalties. We underwrite these loans locally and get a decision back to you in 24 hours or less.
Home Equity Line of Credit
If a flexible payment schedule is what you are looking for then our
Home Equity Line of Credit may be your best option. Interest only
payments allow you a great amount of flexibility in your budget.
Home Equity Lines of Credit are great for long term home
improvements or for personal use as needs arise. With access by
phone or check, you have availability to your funds quickly and easily. No
closing costs, no annual fees, and no prepayment penalties. We
underwrite these loans locally and get a decision back to you in 24
hours or less.
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Interest may be tax deductible on Home Equity Loans and Home
Equity Lines of Credit. Please consult your tax advisor to see if
you are able to claim the interest as a deduction.
Home Equity Loan Application
The Home Equity Loan Application is a one-page document downloadable for viewing and
printing via Adobe Acrobat Reader.
Note: If you don't already have Adobe Acrobat Reader,
you may download it from Adobe's website:
The typical Home Equity Loan request takes approximately 10 days
to process.
The Home Equity Loan Application is a
legal size document. Please print on legal size paper or shrink
to letter size in Adobe Acrobat Reader before printing.
Once you have filled out the form, please sign and return
it to us at the address below:
Quick Calculators
Call, stop in or email us to find out how Council Bluffs Savings Bank can help you with your financial needs.
Location Information
Pearl Street Location
117 Pearl Street
Council Bluffs, IA 51503
Phone - (712) 322-1700
Lobby Hours - Monday through Friday,
9:00 AM - 5:00 PM CST
Mall Location
1751 Madison Avenue
Council Bluffs, IA 51503
Phone - (712) 322-3300
Lobby Hours - Monday through Friday,
9:00 AM - 5:00 PM CST
