Account Name and Term

Minimum Deposit Interest Rate Annual Percentage Yield

CD Specials

Pick Your Term CD (12 to 15 months) $5,000.00 1.10% 1.10%
2 Year CD $5,000.00 1.49% 1.50%
3 Year CD $5,000.00 1.98% 2.00%
5 Year CD $5,000.00 2.73% 2.75%
36 Month Jump Up Homecoming CD $5,000.00 1.24% 1.25%
       

Regular CD Rates

3 Month CD $500.00 0.50% 0.50%
6 Month CD $500.00 0.60% 0.60%
12 Month CD $500.00 0.90% 0.90%
18 Month CD $500.00 1.00% 1.00%
24 Month CD $500.00 1.20% 1.20%
36 Month CD $500.00 1.20% 1.20%
48 Month CD $500.00 1.20% 1.20%
60 Month CD $500.00 1.20% 1.20%

IRA/HSA Rates

Health Savings Account $0.01 - $24,999 0.25% 0.25%
  $25,000 + 0.40% 0.40%
12 Month IRA CD $500.00 0.90% 0.90%
12 Month IRA CD (Special) $5,000.00 1.10% 1.10%
24 Month IRA CD $500.00 1.20% 1.20%
36 Month IRA CD $500.00 1.20% 1.20%

Please review our product disclosures for terms and conditions regarding our
Checking, Savings, and Money Market Accounts.  Fees may reduce earnings.

Hometown Checking Plus

  0.10% 0.10%

Interest Checking

$0 - $4,999 0.10% 0.10%
  $5,000 - $24,999 0.20% 0.20%
  $25,000 + 0.30% 0.30%

Bluffs Club Checking

$0 - $24,999 0.25% 0.25%
  $25,000 + 0.40% 0.40%
    Regular Savings Account   0.15% 0.15%
    Money Market Rates & Rate Tiers $2,500 - $9,999 0.25% 0.25%
  $10,000 - $24,999 0.30% 0.30%
  $25,000 - $49,999 0.75% 0.75%
  $50,000 - $99,999 0.90% 0.90%
  $100,000 + 1.00% 1.00%
Certificates of Deposit - Depositors may receive interest payment by direct deposit monthly, quarterly, or semi-annually. If interest is  direct deposit, rather than compounded to the certificate, the annual percentage yield will be the same as the interest paid by rate.  Minimum opening balance is $500.00 unless otherwise stated. Additional deposits of at least $500.00 are allowed. One withdrawal without penalty per year up to 10% of the principal is allowed.  All Certificates of Deposit must maintain a balance of at least $500 to earn interest.  Penalty imposed for early withdrawal.
The interest rate and annual percentage yield for variable rate accounts may change after account opening.  APY* = Annual Percentage Yield.
Bluffs Club Checking - You must have $50,000.00 on deposit to qualify for the Bluffs Club Checking account.
Fees may reduce earnings for Hometown Plus, Interest Checking, Regular Savings and Money Market accounts.
Interest rates and Annual Percentage Yields are current as of 09/07/2010.

Member FDIC