|
|
|
Account Name and Term |
Minimum Deposit |
Interest Rate |
Annual Percentage Yield |
|
CD Specials |
| Pick Your
Term CD (6 to 11 months) |
$5,000.00 |
Varies by
Term |
2.75% |
| Pick Your
Term CD (12 to 15 months) |
$5,000.00 |
Varies by
Term |
3.00% |
| 36 Month
Jump Up
Homecoming CD |
$5,000.00 |
2.98% |
3.00% |
| 3 - 5
Year CD |
$5,000.00 |
Varies by
Term |
3.10% |
| |
|
|
|
|
Regular CD Rates |
| 3 Month CD |
$500.00 |
2.23% |
2.25% |
| 6 Month CD |
$500.00 |
2.23% |
2.25% |
| 12 Month CD |
$500.00 |
2.23% |
2.25% |
| 18 Month CD |
$500.00 |
2.23% |
2.25% |
| 24 Month CD |
$500.00 |
2.48% |
2.50% |
| 36 Month CD |
$500.00 |
2.48% |
2.50% |
| 48 Month CD |
$500.00 |
2.48% |
2.50% |
| 60 Month CD |
$500.00 |
2.48% |
2.50% |
|
IRA CD Rates |
| 12 Month
IRA CD (Special) |
$5,000.00 |
2.98% |
3.00% |
| 12 Month IRA
CD |
$500.00 |
2.23% |
2.25% |
| 24 Month IRA
CD |
$500.00 |
2.48% |
2.50% |
| 36 Month IRA
CD |
$500.00 |
2.48% |
2.50% |
|
Please review our
product disclosures for terms and conditions regarding
our
Checking, Savings, and Money Market Accounts. Fees
may reduce earnings. |
|
Hometown Checking Plus |
|
0.35% |
0.35% |
|
Interest Checking |
$0 -
$4,999 |
0.35% |
0.35% |
| |
$5,000 - $24,999 |
1.00% |
1.00% |
| |
$25,000 + |
1.98% |
2.00% |
|
Bluffs Club Checking |
$0 -
$24,999 |
0.99% |
1.00% |
| |
$25,000 + |
1.99% |
2.00% |
|
Regular Savings Account |
|
0.50% |
0.50% |
| Money
Market Rates
& Rate Tiers |
$2,500 - $9,999 |
0.50% |
0.50% |
| |
$10,000 - $24,999 |
1.00% |
1.00% |
| |
$25,000 - $49,999 |
1.98% |
2.00% |
| |
$50,000 - $99,999 |
2.23% |
2.25% |
| |
$100,000 + |
2.47% |
2.50% |
Certificates of Deposit - Depositors may receive interest
payment by direct deposit monthly, quarterly, or
semi-annually. If interest is direct deposit, rather
than compounded to the certificate, the annual
percentage yield will be the same as the interest paid
by rate. Minimum opening balance is $500.00 unless
otherwise stated.
Additional deposits of at least $500.00 are allowed. One
withdrawal without penalty per year up to 10% of the
principal is allowed. All Certificates of
Deposit must maintain a balance of at least $500 to earn
interest. Penalty imposed for early withdrawal.
The interest rate and annual percentage yield may change
after account opening.
APY* = Annual Percentage Yield.
Bluffs Club Checking - You must have $50,000.00 on
deposit to qualify for the Bluffs Club Checking account. |
|
Interest rates and Annual Percentage Yields are current
as of 01/06/2009. |
Member FDIC |
|