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Deposit Rates

Deposit Rates

Account Name and Term

Minimum Deposit Interest Rate Annual Percentage Yield

CD Specials

17 Month CD $5,000.00 1.00% 1.00%
2 Year CD $5,000.00 1.10% 1.10%
3 Year CD $5,000.00 1.40% 1.40%
5 Year CD $5,000.00 2.10% 2.10%
36 Month Jump Up Homecoming CD $5,000.00 1.00% 1.00%
       

Regular CD Rates

3 Month CD $500.00 0.25% 0.25%
6 Month CD $500.00 0.40% 0.40%
12 Month CD $500.00 0.60% 0.60%
18 Month CD $500.00 0.75% 0.75%
24 Month CD $500.00 0.90% 0.90%
36 Month CD $500.00 1.00% 1.00%
48 Month CD $500.00 1.50% 1.50%
60 Month CD $500.00 1.50% 1.50%

IRA/HSA Rates

Health Savings Account $0.01 - $24,999 0.20% 0.20%
  $25,000 + 0.30% 0.30%
12 Month IRA CD $500.00 0.60% 0.60%
12 Month IRA CD (Special) $5,000.00 1.00% 1.00%
24 Month IRA CD $500.00 0.90% 0.90%
36 Month IRA CD $500.00 1.00% 1.00%

Please review our product disclosures for terms and conditions regarding our
Checking, Savings, and Money Market Accounts.  Fees may reduce earnings.

Hometown Checking Plus

  0.05% 0.05%

Interest Checking

$0 - $4,999 0.05% 0.05%
  $5,000 - $24,999 0.10% 0.10%
  $25,000 + 0.15% 0.15%

Bluffs Club Checking

$0 - $24,999 0.15% 0.15%
  $25,000 + 0.20% 0.20%
Regular Savings Account   0.10% 0.10%
Money Market Rates & Rate Tiers $2,500 - $9,999 0.15% 0.15%
  $10,000 - $24,999 0.25% 0.25%
  $25,000 - $49,999 0.35% 0.35%
  $50,000 - $99,999 0.40% 0.40%
  $100,000 + 0.60% 0.60%
APY* = Annual Percentage Yield. Certificates of Deposit: Depositors may receive interest payment by direct deposit monthly, quarterly, or semi-annually.   If interest is direct deposit, rather than compounded to the certificate, the annual percentage yield will be the same as the interest paid by rate.  Minimum opening balance is $500.00 unless stated otherwise. Additional deposits of at least $500.00 are allowed but the principal balance of the CD is limited to double the original issue amount during the term. One withdrawal without penalty per year up to 10% of the principal is allowed.   All Certificates of Deposit must maintain a balance of at least $500 to earn interest. Penalty imposed for early withdrawal.   The rate may change after the account is opened for variable rate accounts. Variable rate accounts include: Health Savings Account, Savings Account, Hometown Checking Plus, Interest Checking, Bluffs Club Checking, and Money Market Accounts.
Bluffs Club Checking - You must have $50,000 on deposit to qualify for the Bluffs Club Checking account.
Fees may reduce earnings for the Hometown Plus, Interest Checking, Regular Savings, and Money Market accounts.
Interest rates and Annual Percentage Yields are current as of 1/31/2012.

Member FDIC



  Important CBSB MasterCard & Shazam Debit Card numbers
CBSB MasterCard Credit Card Declined - (877) 881-6018
Shazam Debit Card Lost or Stolen - (800) 383-8000 - Shazam Debit Card Declined - (866) 508-2693