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|
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Deposit Rates
|
Account Name and Term |
Minimum Deposit |
Interest Rate |
Annual Percentage Yield |
|
CD Specials |
| 17 Month CD |
$5,000.00 |
1.00% |
1.00% |
| 2 Year CD |
$5,000.00 |
1.10% |
1.10% |
| 3 Year CD |
$5,000.00 |
1.40% |
1.40% |
| 5 Year CD |
$5,000.00 |
2.10% |
2.10% |
| 36 Month
Jump Up Homecoming CD |
$5,000.00 |
1.00% |
1.00% |
| |
|
|
|
|
Regular CD Rates |
| 3 Month CD |
$500.00 |
0.25% |
0.25% |
| 6 Month CD |
$500.00 |
0.40% |
0.40% |
| 12 Month CD |
$500.00 |
0.60% |
0.60% |
| 18 Month CD |
$500.00 |
0.75% |
0.75% |
| 24 Month CD |
$500.00 |
0.90% |
0.90% |
| 36 Month CD |
$500.00 |
1.00% |
1.00% |
| 48 Month CD |
$500.00 |
1.50% |
1.50% |
| 60 Month CD |
$500.00 |
1.50% |
1.50% |
|
IRA/HSA Rates |
| Health
Savings Account |
$0.01 -
$24,999 |
0.20% |
0.20% |
| |
$25,000 + |
0.30% |
0.30% |
| 12 Month IRA
CD |
$500.00 |
0.60% |
0.60% |
| 12 Month
IRA CD (Special) |
$5,000.00 |
1.00% |
1.00% |
| 24 Month IRA
CD |
$500.00 |
0.90% |
0.90% |
| 36 Month IRA
CD |
$500.00 |
1.00% |
1.00% |
|
Please review our
product disclosures for terms and conditions regarding
our
Checking, Savings, and Money Market Accounts. Fees
may reduce earnings. |
|
Hometown Checking Plus |
|
0.05% |
0.05% |
|
Interest Checking |
$0 - $4,999 |
0.05% |
0.05% |
| |
$5,000 -
$24,999 |
0.10% |
0.10% |
| |
$25,000 + |
0.15% |
0.15% |
|
Bluffs Club Checking |
$0 - $24,999 |
0.15% |
0.15% |
| |
$25,000 + |
0.20% |
0.20% |
|
Regular Savings Account |
|
0.10% |
0.10% |
|
Money Market Rates & Rate Tiers |
$2,500 - $9,999 |
0.15% |
0.15% |
|
|
$10,000 - $24,999 |
0.25% |
0.25% |
|
|
$25,000 - $49,999 |
0.35% |
0.35% |
|
|
$50,000 - $99,999 |
0.40% |
0.40% |
|
|
$100,000 + |
0.60% |
0.60% |
APY* = Annual Percentage Yield. Certificates of Deposit:
Depositors may receive interest payment by direct
deposit monthly, quarterly, or semi-annually.
If interest is direct deposit, rather than compounded to
the certificate, the annual percentage yield will be the
same as the interest paid by rate. Minimum opening
balance is $500.00 unless stated otherwise. Additional
deposits of at least $500.00 are allowed but the
principal balance of the CD is limited to double the
original issue amount during the term. One withdrawal
without penalty per year up to 10% of the principal is
allowed. All Certificates of Deposit must
maintain a balance of at least $500 to earn interest.
Penalty imposed for early withdrawal. The
rate may change after the account is opened for variable
rate accounts. Variable rate accounts include: Health
Savings Account, Savings Account, Hometown Checking
Plus, Interest Checking, Bluffs Club Checking, and Money
Market Accounts.
Bluffs Club Checking - You must have $50,000 on deposit
to qualify for the Bluffs Club Checking account.
Fees may reduce earnings for the Hometown Plus, Interest
Checking, Regular Savings, and Money Market accounts. |
|
Interest rates and Annual Percentage Yields are current
as of 1/31/2012. |
Member FDIC |
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